A Study On Customer Satisfaction With E-Banking In Private Sector Banks – Icici & Hdfc With Special Reference To Indore District

Authors

  • Dr. Sumit Trivedi, Dr. Shailendra Mishra

Keywords:

E-banking, Customer Satisfaction, Digital Banking Services, ICICI Bank, HDFC Bank, Service Quality, Online Banking

Abstract

The present study examines the level of customer satisfaction with e-banking services offered by private sector banks, namely ICICI Bank and HDFC Bank, with special reference to Indore District. With rapid digitalization of banking services, e-banking has become a vital delivery channel influencing customer convenience, efficiency, and loyalty. The study aims to analyze customer satisfaction, identify factors affecting satisfaction, and compare the performance of ICICI and HDFC banks in e-banking services. Primary data were collected from 200 respondents using a structured questionnaire. Statistical tools such as percentage analysis, mean score analysis, standard deviation, and t-test were used for analysis. The findings reveal that customers of both banks are largely satisfied with e-banking services, though HDFC Bank shows marginally higher satisfaction in security and customer support. The study concludes with suggestions to enhance e-banking service quality and customer experience.

References

• Sharma, R., & Jain, P. (2020). Customer satisfaction towards e-banking services: An empirical study. International Journal of Management Studies, 7(2), 45–52.

• Gupta, S., & Verma, A. (2021). A comparative study of digital service quality in public and private sector banks in India. Journal of Banking and Financial Services, 15(1), 23–34.

• Kumar, R., & Mishra, S. (2022). Impact of trust and system reliability on customer satisfaction in e-banking services. International Journal of Commerce and Business Research, 9(3), 67–75.

• Yadav, P., & Singh, R. (2023). Customer satisfaction towards mobile banking services in India. Journal of Digital Banking and Innovation, 5(1), 12–21.

• Reserve Bank of India. (2023). Annual report. Reserve Bank of India.

• ICICI Bank. (2023). Annual report. ICICI Bank Limited.

• HDFC Bank. (2023). Annual report. HDFC Bank Limited.

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How to Cite

Dr. Sumit Trivedi, Dr. Shailendra Mishra. (2026). A Study On Customer Satisfaction With E-Banking In Private Sector Banks – Icici & Hdfc With Special Reference To Indore District. International Journal of Research & Technology, 14(1), 96–103. Retrieved from https://ijrt.org/j/article/view/883

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