AI And the Future of Economic Growth: A Multidisciplinary Assessment of Commercial Applications, Human Capital, And Income Distribution
Keywords:
Artificial Intelligence, Economic Growth, E-commerce, Accounting, Human Capital, Income Distribution, Productivity, Automation, Digital Commerce.Abstract
Artificial Intelligence (AI) has emerged as a transformative force reshaping economic structures, commercial ecosystems, labour markets, and financial systems. This research paper provides a multidisciplinary evaluation of how AI contributes to economic growth through its applications in commerce especially e-commerce and accounting while analysing its impact on human capital development, productivity enhancement, employment displacement, and income distribution. Integrating theoretical frameworks from economics, commerce, business analytics, behavioural science, and information systems, the study synthesises contemporary literature from 2021 to 2025 and develops hypotheses on AI’s economic influence. The assessment highlights AI’s role in enhancing efficiency, automating business operations, improving decision-making, and generating new market opportunities, while acknowledging challenges such as skill gaps, job displacement, algorithmic bias, and the widening digital divide. The research concludes that responsible AI adoption, human-centric policy interventions, and inclusive technological diffusion are crucial for sustainable and equitable economic growth.
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