Role of Technology in Relationship between Liquidity & Profitability Management of Financial Institutions offering Microfinance Services
DOI:
https://doi.org/10.64882/ijrt.v14.iS1.1109Keywords:
Microfinance, Liquidity, Profitability, NABARD, Ujjivan BankAbstract
Microfinance has been looked upon as an important means of financial inclusion in India. But sound financial health of financial institutions providing microfinance is a big concern. When the financial health of a bank is sound it is the guarantee for depositors and has equal relevance to shareholders, owners’ employees and the whole economy as well. As a regular practice, efforts have been made at regular intervals, to measure the financial position of each microfinance institution and deal with its financial operations resourcefully and successfully. In this paper, an effort was made to evaluate the financial performance of Ujjivan Bank and NABARD for five years (20016-2021). Analysis is done based on Liquidity & profitability which are two major indicators for financial performance. For this reason, various liquidity ratios were calculated, the technique of correlation was used and a t-test was applied to conclude.
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