Dr. Pradeep S. Ohol, Dr. Prashant V. Tope, Dr. Archana M. Pandagale. “Financial Literacy of Academic Women A Study on Knowledge, Challenges, and Empowerment”. International Journal of Research & Technology, vol. 14, no. 1, Feb. 2026, pp. 143-5, https://ijrt.org/j/article/view/890.