Dr. Paras Jain, Dr. Sushil Beliya, Dr. Vijaya Jain, Hemlata Mishra (2025) “A study on Influence of Perceived Health Needs on Healthcare Insurance in the Nimar Region”, International Journal of Research & Technology, 13(4), pp. 396–406. doi: 10.64882/ijrt.v13.i4.615.