DR. SHALINI ARORA, DR. PRIYANKA KUMARI. Digital Payment Systems and Their Influence on Consumer Behaviour and Economic Activity. International Journal of Research & Technology, [S. l.], v. 14, n. 1, p. 920–933, 2026. Disponível em: https://ijrt.org/j/article/view/1446. Acesso em: 21 jun. 2026.