[1]
Pankaj Juneja, Dr. Bhupender Singh, Dr. Vaniki Joshi Lohani, Deepti Sharma, Dr. Mohit Lohani 2026. A Conceptual Framework for Understanding User Behaviour Towards Digital Financial Services: An Extension of the Technology Acceptance Model. International Journal of Research & Technology. 14, S1 (Mar. 2026), 172–182. DOI:https://doi.org/10.64882/ijrt.v14.iS1.985.